MEMBERSHIP
A recurring fee, a published margin, and a desk that answers.
Membership buys account capabilities, treasury support and a defined pricing schedule. It is not a commission model, so the cost of moving money does not rise with the size of your payment. Built for businesses moving $1M+ a year. Business Membership is the entry point on the way there.
WHAT IS FIXED, WHAT IS NOT
MEMBERSHIPFIXED MONTHLY OR ANNUAL
CORE FXPUBLISHED PER MEMBERSHIP
MOVEMENT FEESIDENTICAL ACROSS PLANS
APPROVALSEPARATE FROM YOUR CHOICE
MEMBERSHIP CHOICE IS YOURS. ACCOUNT AND TRANSACTION APPROVAL REMAINS OURS.
Choose your membership. We will help you compare.
Every approved business can choose the membership that best fits its expected activity and required service level.
MEMBERSHIP
Business
Business Plus
Treasury
Institutional
MONTHLY
USD 100
USD 300
USD 500
Bespoke
ANNUAL OPTION
USD 1,000
USD 3,000
USD 5,000
Bespoke
CORE FX MARGIN
0.50%
0.25%
0.10%
Custom
AED FX MARGIN
0.50%
0.25%
0.15%
Custom
SUGGESTED VOLUME
USD 250K to 960K
USD 960K to 1.6M
USD 1.6M and above
Banks, MSBs and FMSBs, remittance and FX firms, CFD brokers
TREASURY SUPPORT
Shared desk
Shared desk, priority queue
Named specialist
Named specialist and consultation
ACCOUNTS
Approved capabilities from the five
Approved capabilities from the five
Approved capabilities from the five
Structured with the desk
PAY IN AND PAYOUT
Quoted separately
Quoted separately
Quoted separately
Quoted separately
SWIFT TREATMENT
From USD 35 or 0.05%
From USD 35 or 0.05%
From USD 35 or 0.05%
Structured with the desk
CHOOSE
MONTHLY MEMBERSHIP RUNS MONTH TO MONTH. ANNUAL IS AN OPTIONAL SAVING: TEN MONTHS PAID IN ADVANCE FOR TWELVE MONTHS OF MEMBERSHIP. CORE FX MARGINS APPLY TO CONFIRMED CORE PAIRS. AED CONVERSIONS PRICE AT 0.15% ON TREASURY. NON CORE PAIRS, PAY IN, PAYOUT, SWIFT AND CORRESPONDENT CHARGES ARE QUOTED SEPARATELY.
PACKAGE RECOMMENDER
Enter your activity. We will model the cost.
ANNUAL INTERNATIONAL PAYMENT AND FX VOLUMEUSD 1,500,000
USD 100KBREAK EVEN · USD 960K AND USD 1.60MUSD 100M
AVERAGE PAYMENT SIZE
SHARE OF PAYOUTS ON USD SWIFT
BUSINESSAVAILABLE
USD 9,905Membership, 12 monthly paymentsUSD 1,200
FX charge at 0.50%USD 7,500
Incoming movementsUSD 375
Local rail payoutsUSD 550
USD SWIFT payoutsUSD 280
BUSINESS PLUSLOWEST MODELLED COST
USD 8,555Membership, 12 monthly paymentsUSD 3,600
FX charge at 0.25%USD 3,750
Incoming movementsUSD 375
Local rail payoutsUSD 550
USD SWIFT payoutsUSD 280
TREASURYAVAILABLE
USD 8,705Membership, 12 monthly paymentsUSD 6,000
FX charge at 0.10%USD 1,500
Incoming movementsUSD 375
Local rail payoutsUSD 550
USD SWIFT payoutsUSD 280
OUR RECOMMENDATIONBased on the volume and billing option you entered, Business Plus Membership produces the lowest modelled twelve-month membership plus FX cost. You may still select another membership if it better suits your requirements. Banks, MSBs and other financial institutions are priced as Institutional.ASSUMPTIONS · 30 OUTGOING PAYMENTS · 15 INCOMING ON LOCAL RAILS · 22 PAYOUTS ON LOCAL RAILS AT USD 25 EACH · 8 ON USD SWIFT AT USD 35 EACH
Continue to applyFIGURES ARE ILLUSTRATIVE. MOVEMENT FEES FOLLOW THE PUBLISHED SCHEDULE: PER MOVEMENT AT THE GREATER OF THE FLAT FEE OR THE PERCENTAGE: GBP FROM GBP 5 OR 0.05%, EUR FROM EUR 5 OR 0.05%, USD FROM USD 35 OR 0.05%, AED FROM AED 20 OR 0.08%, USD SWIFT FROM USD 35 OR 0.05%, CAD AT COST. YOUR SIGNED SCHEDULE GOVERNS. ACCOUNT CAPABILITIES AND FINAL PRICING REMAIN SUBJECT TO REVIEW AND APPROVAL.
Three businesses, three answers.
ILLUSTRATIVE · MONTHLY BILLING · 12 MONTHS MODELLED · 25% OF PAYOUTS ON USD SWIFTEXAMPLE 01Importer moving USD 600,000 a year
Annual volumeUSD 600K
Membership, 12 monthly paymentsUSD 1,200
FX at 0.50%USD 3,000
Movement feesUSD 480
Modelled totalUSD 4,680
LOWEST MODELLED COST · BUSINESS MEMBERSHIP · ILLUSTRATIVE
EXAMPLE 02Wholesaler moving USD 1M a year
Annual volumeUSD 1M
Membership, 12 monthly paymentsUSD 3,600
FX at 0.25%USD 2,500
Movement feesUSD 800
Modelled totalUSD 6,900
LOWEST MODELLED COST · BUSINESS PLUS MEMBERSHIP · ILLUSTRATIVE
EXAMPLE 03Trading house moving USD 8M a year
Annual volumeUSD 8M
Membership, 12 monthly paymentsUSD 6,000
FX at 0.10%USD 8,000
Movement feesUSD 6,400
Modelled totalUSD 20,400
LOWEST MODELLED COST · TREASURY MEMBERSHIP · ILLUSTRATIVE
TERMS AND RENEWAL
What you are committing to.
Membership sits alongside the Master Services Agreement and your signed pricing schedule. Where those documents and this page differ, the signed documents govern.
COMMITMENTMonthly membership runs month to month. Annual membership is paid in advance and covers twelve months for the price of ten.
RENEWALMembership renews on the same terms unless you tell the desk otherwise before the period ends.
CANCELLATIONMonthly membership stops at the end of the paid month. Annual membership stops at the end of the paid year.
REFUNDSAnnual membership is not refunded on early cancellation. Unused months are credited if you upgrade.
PRICING REVIEWPricing is reviewed on a material change in volume, corridors, currency pairs or risk profile, and at each renewal.
GOVERNING DOCUMENTSThe Master Services Agreement and your signed pricing schedule govern. This page is a summary.
MEMBERSHIP QUESTIONS
Yes. The recommendation names the membership with the lowest modelled membership plus FX cost at your stated volume. It is guidance, not a restriction. Your preferred membership remains your choice.
Pick a membership, or let the desk price it with you.
Membership choice is yours. Account capabilities, currency pairs and transaction pricing remain subject to approval.